Products

Checking Accounts
Savings Accounts
Certificates of Deposit
IRAs
Health Savings Accounts
U.S. Savings Bonds

First Free Checking

  • No minimum balance requirement
  • No monthly service charge
  • No monthly activity charge
  • Unlimited check writing
  • Truncated Monthly Statement
    (Checks are not returned, instead customers receive a listing of check numbers, amounts and date cashed)

    First Priority Checking

  • $5.00 maintenance fee if balance falls below $300.00 in the statement cycle
  • Unlimited check writing
  • Imaged monthly statement (Miniature photocopies of checks are printed on statement.)

    First Plus Checking

  • $7.00 maintenance fee if balance falls below $1,000.00 balance requirement during statement cycle
  • Imaged monthly statement


    Money Market Account

  • If your balance falls below $2,500.00 on any day during the statement cycle, your account will be subject to a $7.00 service charge. 
  • If your balance falls below $2,500.00 on any day during the statement cycle, and you exceed the limit of six (6) transfers your account will be charged a $5.00 activitiy fee for each debit transaction over six. 
  • Limitations:  You must deposit $2,500.00 to open this account.  You may make an unlimited number of deposits into your account.  You may make six (6) transfers from your account each four (4) week or similar period, if by preauthorized or automatic transfer, or telephone (including data transmission) agreement, order or instruction or by check, draft, debit card or similar order (including POS transactions), made by the depositor and payable to third parties.  Transfers and withdrawals made in person, by messenger, by mail or at an ATM are unlimitied.
  • Imaged monthly statement.

    First Super Now
  • $7.00 maintenance fee if balance falls below $2500.00 requirements during statement cycle, interest will compound and pay monthly.
  • Imaged monthly statement


    First Gold Checking

  • Must be 50 years of age or older
  • $1,500.00 minimum balance requirement
  • $7.00 maintenance fee if balance falls below $1,500.00 in the statement cycle
  • Imaged monthly statement
  • Unlimited free checks


    Order Your Checks Online
    First State Bank now offers online ordering for checks through Deluxe. You'll find personal checks that match your passion and business checks and forms for your small business. Deluxe offers check printing, check accessories, business cards and stationery, forms, and other products for small businesses. Deluxe checks are the most popular checks in the world. Click here to order:
  • Re-Order Checks


    First State Savings Accounts

    First Priority Savings
  • $100.00 minimum balance requirement
  • $5.00 maintenance fee if balance falls below $100.00 requirement during quarterly statement cycle
  • Limitations:  You must deposit $100.00 to open this account.  You may make an unlimited number of deposits into your account.  You may make six (6) transfers from your account each four (4) week or similar period, if by preauthorized or automatic transfer, or telephone (including data transmission) agreement, order or instruction or by draft  or similar order (including POS transactions), made by the depositor and payable to third parties.  Transfers and withdrawals made in person, by messenger, or by mail are unlimitied.
  • Interest rate is calculated by the daily balance method

  • 18 years or younger no minimum balance or maintenance fee
    Certificates of Deposit

  • Certificates of Deposit

    A certificate of deposit, or "CD," generally requires a minimum initial deposit for a set minimum term. Interest rates for CDs are a fixed rate product. This is a good option for safety and income.  Please contact your local branch for rate information.

     


    IRAs

    Select from these IRAs:

    Traditional IRA
    Contact your local branch for more information.


    Roth IRA
    Contact your local branch for more information.

     


    Health Savings Account

    Contact your local branch for more information.


  • U.S. Savings Bonds

    Why choose U.S. Savings Bonds?

  • Bonds are EASY TO BUY! EE Bonds and I Bonds are available for purchase at First State Bank. Ask about automatic deductions from your bank account through EasySaver. You pay no fee or commission!

  • Bonds are SAFE AND SECURE! Bonds can be replaced if lost, stolen, or destroyed, if it can be established that the bonds haven't been cashed or, if cashed, have been paid in error to the wrong person.

  • Bonds are a MARKET-BASED INVESTMENT! The Series EE savings bonds will earn market-based rates for 30 years.

  • Bonds are a LIQUID, LONG-TERM INVESTMENT! Your investment will grow for 30 years, but bonds can be cashed anytime after six months.

  • Bonds have TAX ADVANTAGES! Interest earned on U.S. Savings Bonds is exempt from State and local income tax. You can also defer paying Federal income tax on the interest until you cash your bond or until it stops earning interest in 30 years.

    It's easy to buy U.S. Savings Bonds at First State Bank. The bonds begin earning interest from the first day of the month in which you buy the bond. If you're buying a bond as a last-minute gift, ask the teller for a free gift certificate!

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     



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