Products

Checking Accounts
Savings Accounts
Certificates of Deposit
IRAs
Health Savings Accounts


Community First Checking

  • No minimum balance requirement
  • Free statements delivered via email, $2.00 fee for paper statements
  • No monthly activity charge
  • Unlimited check writing
  • Truncated Monthly Statement
    (Check Images are not available on monthly statements)

    Community First Priority Checking
  • $5.00 maintenance fee if balance falls below $300.00 in the statement cycle
  • Unlimited check writing
  • Imaged monthly statement (Miniature photocopies of checks are printed on statement.)

    Community First Now
  • $6.00 maintenance fee if balance falls below the $1,000 balance requirement during statement cycle
  • Imaged monthly statement

    Please see our 'Rates' page to view account Tier levels

    Money Market Account

  • If your balance falls below $1,000 on any day during the statement cycle, your account will be subject to a $6.00 service charge.  
  • Limitations:  You must deposit $1,000 to open this account.  You may make an unlimited number of deposits into your account.  You may make six (6) transfers from your account each four (4) week or similar period, if by preauthorized or automatic transfer, or telephone (including data transmission) agreement, order or instruction or by check, draft, debit card or similar order (including POS transactions), made by the depositor and payable to third parties.  Transfers and withdrawals made in person, by messenger, by mail or at an ATM are unlimitied.
  • Imaged monthly statement.

    Please see our 'Rates' page to view account Tier levels

    Community First Gold Checking

  • Must be 50 years of age or older
  • $1,500.00 minimum balance requirement
  • $6.00 maintenance fee if balance falls below $1,500.00 in the statement cycle
  • Imaged monthly statement
  • Unlimited free checks


    Order Your Checks Online
    First State Bank now offers online ordering for checks through Deluxe. You'll find personal checks that match your passion and business checks and forms for your small business. Deluxe offers check printing, check accessories, business cards and stationery, forms, and other products for small businesses. Deluxe checks are the most popular checks in the world. Click here to order:
  • Re-Order Checks


    Community First Priority Savings Accounts
  • $100.00 minimum balance requirement
  • $5.00 maintenance fee if balance falls below $100.00 requirement during quarterly statement cycle
  • Sign up for e-statements and a $25 monthly transfer from any checking account and the monthly fee is waived.
  • Limitations:  You must deposit $100.00 to open this account.  You may make an unlimited number of deposits into your account.  You may make six (6) transfers from your account each four (4) week or similar period, if by preauthorized or automatic transfer, or telephone (including data transmission) agreement, order or instruction or by draft  or similar order (including POS transactions), made by the depositor and payable to third parties.  Transfers and withdrawals made in person, by messenger, or by mail are unlimitied.
  • Interest rate is calculated by the daily balance method

  • 18 years or younger no minimum balance or maintenance fee
    Certificates of Deposit

  • Certificates of Deposit

    A certificate of deposit, or "CD," generally requires a minimum initial deposit for a set minimum term. Interest rates for CDs are a fixed rate product. This is a good option for safety and income.  Please contact your local branch for rate information.

     
    IRAs

    Select from these IRAs:

    Traditional IRA
    Contact your local branch for more information.


    Roth IRA
    Contact your local branch for more information.

     

     
    Health Savings Account

    Contact your local branch for more information. 

     

     

     



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